Terms & Conditions

These Terms and Conditions govern your use of this loan application form and any loan services provided by Loanaxix. By applying for a loan, you agree to comply with and be bound by these terms. Please read them carefully before proceeding.

To be eligible to apply for a loan, you must meet the following requirements:

> Be at least 18 years of age.

> Be a citizen or legal resident of India.

> Provide valid and accurate personal, financial, and employment information.

> Have a valid government-issued ID.

> All information provided in this application must be true, accurate, and complete.

> Providing false or misleading information may result in rejection of the loan application and potential legal action.

> Submission of this form does not guarantee loan approval.

> The approval and terms of your loan will depend on a credit assessment, income verification, and other eligibility criteria determined by Loanaxix.

> LoanAxix reserves the right to accept or reject applications at its sole discretion.

> The interest rate and repayment schedule for the loan will be provided upon approval.

> You agree to repay the loan in full, including applicable interest and fees, as per the agreed-upon terms.

Late payments may result in additional charges and negatively impact your credit score.

> By submitting this application, you authorize Loanaxix to conduct a credit check and verify the details provided.

> This may involve contacting your employer, bank, or other relevant entities.

> Your personal and financial information will be handled in accordance with our [Privacy Policy].

> The information collected will be used solely for processing your loan application and will not be shared with third parties without your consent, except as required by law.

> Loan funds will only be disbursed to the bank account provided in your application after approval.

> LoanAxix will not be liable for delays caused by incorrect bank details or other unforeseen issues.

> Failure to repay the loan as per the agreed terms may result in:

> Reporting to credit bureaus.

> Legal action to recover the outstanding amount.

> Additional penalties or charges as per applicable laws.

> Loanaxix reserves the right to update these terms at any time without prior notice.

> Any changes will be communicated through our website or other official channels.

> These Terms and Conditions are governed by the laws of Country/State.

> Any disputes arising out of or related to these terms will be resolved in the courts of City/State.

> By submitting this loan application, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.