With a loan to professionals, CA, Architects, Lawyers, Doctors, Professionals, and Non-Professionals can set milestones for their future and fulfill their ambitions with personalized deals and collateral-free funds. There are several lenders and financiers in India, well-known and influential, offering tailor-made personal loan for professionals at preferential interest and tenure for upgrading a business, purchasing inventory, or expanding their practice. By consolidating debt, building credit, and providing much-needed funds for major financial milestones, this personal loan for professionals will help you take control of your finances and reach your long-term financial goals.
Zero collateral loan Get an instant loan of up to 45 lakhs without giving up your property as collateral or security.
Instant capital The online application process at LoanAxix is a pro-comfort facility and is beneficial in promoting quick approvals, processing, and disbursals.
Minimal and easy documentation The easy and hassle-free documentation process will ensure the applicants will go through a minimal submission with the help of our agent guiding you through every step of the application procedure.
Doorstep services You can now receive any documents or other service-related reports at your doorstep without stepping out from the comfort of your home.
Zero prepayments and foreclosure charges There are several tailor-made options available at LoanAxix regarding foreclosure, prepayment, and part payment offers with low or no fee choices.
Industry best interest rates You can now aim to make your EMIs attractive and affordable with our partners at LoanAxix who have a wide range of financial services offered at competitive rates.
Flexi Loan Pick the Flexi loan option to get an overdraft on your loan and repay only for the funds used.
Top-up facility Top-up and unique loan transfer facilities will help you get better deals on your loan with new, updated, or revised contract plans from our financial partners.
Special offers on loans Get special offers on the loan customized to your profession from several Banks & NBFCs without the demand of complicated paperwork.
Extended repayment tenors The flexible funding options allow the customers to choose a loan sum up to 75 lakhs or more varying from lender to lender with a repayment period spanning over the flexible tenors extending up to 84 months.
Loan For Doctors: Loan for doctors up to 2 crores can be availed by Super specialists (MD/MS/DM/MCh), Physiotherapist, Graduates (MBBS), Dentists (MDS/BDS), Veterinary, and Homeopathic & Ayurvedic (BAMS/BHMS) registered under the medical council.
Loan To CA: Chartered accounts can avail of this loan to support their business or personal needs from paying off rent to managing business cash flow.
Loan To Architects: Professional engineers and architects can avail of a professional loan to raise capital for personal financing or funding their business. IT, Civil, Mechanical, Electronic, Computer Science, and other engineering professionals can get a loan of up to 3.5 crores with this loan type.
Loan To Non-Individuals: This type of loan can be availed by specialty or non-specialty clinics, nursing homes, diagnostic centers, etc.
Age: 23 – 68 years (Conditions Apply)
Type of Applicants: CA/Medical Professionals/Architects/Advocates/Actors/Designers/Financial Consultants/Photographer/E
Type By Ownership: Private LTD/Partnership/Individual/LLP/Public LTD/Sole Proprietorship
Nationality: Resident of India
Income: Regular & Stable Monthly Income with a minimum of 1 Lakh P.A (Can add other income sources to increase eligibility)
Credit/CIBIL Score: Any profile (Credit score ~ 700 or above has a higher chance of getting a quick and instant loan with high funding at lower interest rates)
> Professional degree (or) diploma for young professionals
> 3-5 years of prior experience in better deals on big loans
Business Vintage: 2 years and above (Business should not be blacklisted)
KYC Documents (Authorized Signatories Of All Promoters/Firms, If Applicable): Passport/Voter ID/Aadhar Card/Driving License/PAN Card/Rent(or)Utility Bills(Accepted As Address Proof)
> Self-employed/Business Owners: Trade License/Latest copy of Income Tax Returns (ITR) for 2 years with C. A certified Balance Sheet, Profit, & Loss Statements/Ownership proof/MOA & AOA/Board Resolution/Certificate of Practice/ Sales Tax Certificate/Partnership Deed/ GST Registration and Filing Documents/ or Shop Act License for Business Owners.
> Salaried individuals: Copy of the latest six months’ bank statements/Form 16/Copy of the latest 2 years ITR
Additional Documents: Professional Diploma/Degree (For young professionals), Property Documents (Unsecured Loan)/Duly filled application form/2 Passport-Sized Photographs